🚀 Bofin.Tech Update
We are enhancing our platform’s UI & UX and refreshing our branding.
Also implementing Hanumant Radar – Indian-Designed AI Fraud Protection Algorithm.
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PPI. Payments. Compliance.

Complete Infrastructure for Payment Institutions & PPI License Holders

Power your PPI business with prepaid wallets, card issuance, QR payments, UPI/BBPS integration, merchant onboarding, settlements, reconciliation, and RBI-compliant reporting.

Built for Payment Institutions, Wallets & PPI Issuers

A regulatory-compliant platform covering KYC, prepaid wallets, merchant payments, card issuing, UPI/BBPS rails, settlement engine, escrow compliance, and real-time reconciliation.

Wallet

PPI Wallet Management

Create semi-closed wallets with KYC levels, load limits, spend limits, transaction logs, ledgering and RBI-compliant balance checks.

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UPI

UPI, IMPS & Payment Rail APIs

Enable collections, payouts, UPI QR, UPI Intent, UPI Collect, IMPS, and merchant payments in a single API layer.

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BBPS

BBPS Payments Suite

Plug into BBPS for bill payments, recharge, utilities, fastag, and more — with automated settlements and dispute systems.

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Merchant

Merchant Onboarding & KYC

KYC verification, GST checks, PAN validation, bank verification, onboarding flows and merchant risk scoring.

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Cards

Prepaid & Virtual Card Issuing

Create gift cards, travel cards, corporate expense cards, or general-purpose reloadable cards with BIN-level controls.

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QR

QR Payments & Collections

Static & dynamic UPI QR codes, merchant QR onboarding, settlement cycles, MDR configuration and risk controls.

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Settlement

Settlement & Escrow Engine

Automatic merchant settlements, escrow logic, T+1/T+0 settlements, fee engine, GST and invoice generation.

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Reconciliation

Automated Reconciliation Engine

Transaction-level, settlement-level, and payout-level reconciliation with exception handling and dispute workflows.

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Compliance

RBI Compliance & Reporting

PPI quarterly reports, wallet outstanding reports, user trails, AML checks, transaction caps, and automated alerts.

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