Introduction

This Privacy Policy (“Policy”) explains how Bofin.tech, a product owned and operated by JANGRAS PRIVATE LIMITED (Jangras Corporation) collects, uses, processes, stores, shares, and protects your Personal Data.

By accessing or using Bofin’s website, products, or services, you agree to this Policy. If you do not agree, please refrain from using our services.

1. Scope of this Privacy Policy

This Policy applies to:

• Visitors using the Bofin.tech website
• Businesses integrating Bofin’s APIs or platforms
• End-users whose data is shared with us by our banking and fintech partners
• Employees, vendors, service providers, and applicants interacting with Bofin

2. Personal Data We Collect

We collect Personal and Non-Personal Data depending on your interaction with us:

• Identity Information – Name, email, phone, company details
• Technical Data – IP, device details, browser & OS info, cookies
• Usage Data – API logs, activities, sessions
• Partner-Provided Data – Banks, NBFCs, fintech partners
• Employment Data – For applicants/employees

3. How We Collect Personal Data

We collect data:

• Directly – sign-ups, forms, onboarding, email
• Automatically – cookies, logs, tracking tools
• Through our partners – banks, NBFCs, fintechs
• From public sources – only where legally allowed

4. Why We Process Your Personal Data

We process data to:

• Deliver APIs & digital financial infrastructure
• Perform verification, risk checks, fraud monitoring
• Improve products, analytics, and performance
• Provide onboarding & customer support
• Meet regulatory & legal obligations

5. Legal Basis for Processing

• Consent – explicit approval by you
• Legal Obligation – compliance needs
• Legitimate Interest – service improvement & security
• Contractual Necessity – delivering services you requested

6. Sharing of Personal Data

We may share data with:

• Banks, NBFCs, regulated financial partners
• Cloud providers, vendors, service processors
• Regulators, law enforcement (when legally required)
• Authorized internal teams

We never sell your Personal Data.

7. Cross-Border Data Transfers

Your data may be stored/processed outside your country. We ensure contractual safeguards, industry-standard security, and compliance with applicable laws.

8. Data Retention

We retain data only as long as necessary for operations, legal compliance, fraud prevention, and dispute resolution. After the retention period, data is securely deleted or anonymized.

9. Your Rights

• Access your Personal Data
• Correct inaccurate information
• Request deletion/erasure
• Restrict/opt-out of processing
• Withdraw consent anytime
• Request portability
• Raise grievances

10. Children’s Privacy

We do not knowingly collect data from minors. If required for a specific service, parental/guardian consent is mandatory.

11. Contact & Grievance Redressal

Email: [email protected]
Company: JANGRAS PRIVATE LIMITED
Website: https://www.bofin.tech