🚀 Bofin.Tech Update
We are enhancing our platform’s UI & UX and refreshing our branding.
Also implementing Hanumant Radar – Indian-Designed AI Fraud Protection Algorithm.
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LOS. LMS. Credit Risk.

Full-Stack Technology for Digital Lending Companies

Build, launch, and scale digital lending operations with a unified platform covering onboarding, underwriting, LOS/LMS, repayments, collections, scoring, and compliance.

A Complete Digital Lending Infrastructure

LOS, LMS, underwriting, scoring, KYC, repayments, collections and compliance — everything a digital lender needs in one technology stack.

Onboarding

Digital Onboarding & eKYC

Aadhaar, PAN, CKYC, DigiLocker, video KYC, bank verification, and fraud checks for seamless borrower onboarding.

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LOS

Loan Origination System (LOS)

Lead capture, document collection, verification, underwriting, decisioning, agreement signing, and disbursement workflows.

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Analyzer

Bank Statement Analyzer

Automated analysis of borrower bank statements with income detection, bounce patterns, cash flow scoring, and risk indicators.

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Underwriting

Credit Risk & Underwriting Engine

Bureau integration, rule-based scoring, income models, fraud scoring, and AI-driven decisioning.

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LMS

Loan Management System (LMS)

EMI schedules, auto-debit, pre-closures, rescheduling, interest posting, penalty logic and NPA workflows.

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Payments

Disbursement & Repayment Suite

IMPS/NEFT payouts, UPI AutoPay, NACH mandate, QR collections, card repayments, and settlement tracking.

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Collections

Collections & NPA Management

Soft reminders, automated follow-ups, field-collection app, bucket-based strategies, escalation & settlement workflows.

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Field App

Field Verification & Collection App

Geo-tagged visits, document collection, photo capture, verification tasks, real-time sync, and collector performance tracking.

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Compliance

Compliance & Regulatory Reporting

Automated loan logs, audit trails, bureau updates, RBI-ready reports, user access controls, and document logs.

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